Good Bye Golf GTi - You will be missed

Discussion in 'VAG' started by Mieke, Aug 20, 2017.

  1. Mieke
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    Mieke WARLORD Site Supporter

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    I had some sad news today. My son-in-law Adam has had an accident in my old Golf GTi PD150. Only a low speed incident and no one injured (thank goodness), but the Golf is likely to be written off because repair costs will exceed the valuation.

    I passed the Golf onto him a couple of years ago, when I purchased the 330d. It was then 12 years old and in immaculate condition. It had given me faultless and reliable service since buying it as a new import (via Denmark) in 2002. But in the 2 years that my son-in-law has had the car, it has turned into an 'old banger'. It has not had the love and care that it deserved and looked it's age. All cosmetic as it still drove perfectly well.

    The accident was partly my daughter's fault. They were leaving home with my two grandchildren to spend the weekend away in Abersoch. They had only driven a couple of miles, and my daughter was apparently distracting Adam about something or other and he didn't notice that the traffic had stopped, and hit the vehicle in front. They managed to drive back home and pick up their other car, so did not miss out on the weekend away. The damage to the front offside has pushed the bodywork back such that the driver's door will not open. So it is almost definitely a write-off.

    It wasn't my car any more but I feel sad that one of the best cars that I've owned is now headed for the scrap heap. :cry::(
     
  2. rigeng
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    rigeng Site Supporter

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    Don't feel sad Mieke, the Golf my be written of but it sounds like the bodywork took the force of the impact and crumpled, thus protecting your family from injury.
     
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  3. Mieke
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    Mieke WARLORD Site Supporter

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    You're quite right, @rigeng. That was my first concern, especially as my two grandchildren were in the back. But this is the second time that Adam has run into stationary traffic in front. The first time just cracked the bumper trim, so quite minor. As an advanced driver, I've always emphasized the necessity to concentrate on driving and look where you're going. Let's just hope that there won't be a third time. Maybe the lesson will have been learnt - now the 'free' transport has gone, he'll have to shell out the cost of a replacement, and no doubt will have a nasty shock come insurance renewal time. :rolleyes:
     
  4. Merc? No. BM!
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    Merc? No. BM! WARLORD Site Supporter

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    First of all, it's of course good news no one got hurt.

    I do empathise with you though particularly with regards to your obvious concern whether your loved ones are being driven safely.

    I am sure they are and as you said, hopefully lessons are indeed learnt. I feel however, your daughter certainly has no part of the blame for the accident.
     
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  5. Mieke
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    Mieke WARLORD Site Supporter

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    It's not my opinion - i've no idea exactly what happened. It was my daughter that said she felt partly responsible because she was going on at him at the time.
    Nothing more distracting than a woman rambling on when you're trying to concentrate. :D

    No doubt we'll be looking around the car dealerships over the Bank Holiday weekend for a replacement.
     
  6. Merc? No. BM!
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    Merc? No. BM! WARLORD Site Supporter

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    Yea, had a feeling she would feel guilty (and not that this was your opinion). Don't think she should.

    Even if she was rambling on :D
     
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  7. Mieke
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    Mieke WARLORD Site Supporter

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    I haven't seen the Golf yet, but I spoke to Adam this evening. He said that it was only low speed impact, and from what he's described, it sounds like superficial body damage - a new front wing and front bumper required. It does not appear to have moved the suspension or main chassis structure, so is easily repairable. The only reason the driver's door won't open is that the front wing has moved back closing the shuttline gap. Adam says that the car still drives straight and normal, which is a good sign.

    The insurance company have said that the write-off price is only £1200, but he has the option to have their assessor inspect the car for a repair estimate. They don't have a lot of spare cash, having just bought a house. So I said that it might be worth buying the car back from the insurance company if they write it off as Cat C. Does anyone have any idea of what they might charge for a buy-back? Or will they just allow him to keep the car after paying out? I know a local body shop that does good work and is reasonably priced. So for the cost of a new wing and bumper plus respray, it may be worthwhile repairing the Golf.

    I haven't had any experience with insurance claims for many years, so any advice on how to go about this would be appreciated. The insurance company obviously want the easy option for them which is to write it off, but as the cost of good quality parts (some refurbished) would cost around £200 i think it could be an inexpensive repair.

    I've already stumped up most of the funds for their house deposit, so I'm afraid that the 'Bank of Mum & Dad' loan account is maxed out.
     
    Last edited: Aug 22, 2017
  8. slim_boy_fat
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    slim_boy_fat WARLORD Site Supporter

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    On the practical level, the fact that the front wing has been pushed sufficiently far back to jam the door may hide more than simple, superficial damage. It may well have pulled the inner wing/bodywork with it which might affect the steering geometry and suspension - requiring jigging and pulling to straighten, so not a plain 'replacement of parts' job.
     
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  9. kleynie
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    kleynie WARLORD Site Supporter

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    Yes, when I had an accident last November the passenger side wing was pushed back into the door - the door still opened normally. That lead to the whole suspension strut and track control arms being replaced and a bill for £15K to Admiral.
     
  10. kleynie
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    kleynie WARLORD Site Supporter

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    But lets not put a downer on it and hope this is not the case.
     
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  11. Mieke
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    Mieke WARLORD Site Supporter

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    I agree that if the suspension and chassis structure have been damaged then it's probably not worth fixing. But it sounds as though the insurance company was recommending a write-off without even checking it out. I also think that the write-off value of £1200 is too low. I don't know if that is after deducting his excess. If not, then he going to be paid very little.

    I just don't trust insurance companies to be fair and honest. :rolleyes:
     
  12. snrbrtsn
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    snrbrtsn WARLORD Site Supporter

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    I would think if there is an option to have the assessor, assess the damage, there is nothing to be lost in having that assessment carried out.
    It may show up hidden damage, will always be received with inflated pricing of repairs that can be carried out much cheaper.
    I'd at least have the inspection carrid out then finalise the what to do!

    The main thing is no one was hurt!
     
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  13. RickT
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    RickT Site Supporter

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    I let go of my MK4 GTI 150bhp 1.8T AUM the other month..

    It had sat unused for 2 years as i just could not sell it.. (through choice) it was very good condtion with less than 100k miles on it, as new inside with full climate, indash auto changer, winter pack with heated seats and headlight washer jets in black.

    Was a great car and i just wanted to keep it for the sake of it haha... however, time had come to get rid of it.....
     
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  14. Mieke
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    Mieke WARLORD Site Supporter

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    Looks like the Golf will be around for a little longer. After some haggling with the insurance company, they agreed to increase the write-off value to £1900 and will allow Adam to keep the car for £250. They assessed it but said repairs would cost more than the value. So we are now waiting to get a quote from a local body shop to carry out the repairs at the best possible price. I've checked the chassis geometry and the suspension has not moved. So it a fairly straightforward repair.

    I did try to suggest that it may be best to just write it off and look for a newer replacement, but Adam was quite adamant that he wants to keep the Golf. Who am I to argue? :)
     

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